{"object":"determination","schema_version":"1","vendor":"Stripe","state":"conditional","sentence":"Contracting entity depends on your region or order form — read the clause.","qualifier":"","contracting_entity":"Stripe, LLC for Users whose Stripe Account Country is the United States; Stripe Payments Europe, Limited for the EEA, Gibraltar, Switzerland, the United Kingdom, the United Arab Emirates and Hong Kong; and a separate named entity for each other listed country (Section 12)","jurisdiction":"United States (Stripe, LLC) for US Users; Ireland (Stripe Payments Europe, Limited) for the EEA and the named European and Gulf markets; a separate country per listed market elsewhere","governing_law":"Region-dependent. Section 11.3 says the Agreement and any disputes between User and Stripe are governed by the Governing Law specified in the Regional Terms; Section 13 then sets it per region — the laws of the state of California for Users in the United States, with AAA arbitration held in San Francisco and, for claims not subject to arbitration, exclusive personal jurisdiction in the federal courts for the Northern District of California and the state courts in San Mateo County; the laws of Ireland for the European Economic Area and the United Arab Emirates, with ICC arbitration in Dublin; the laws of England and Wales for the United Kingdom, Switzerland and Gibraltar; and the local law named for each other listed country (Ontario for Canada, New South Wales for Australia, Singapore for Hong Kong and Singapore, Japan, Mexico, Brazil, Malaysia, New Zealand, Thailand, Indonesia, Bangalore India). Countries not listed fall back to the United States Regional Terms in the Americas and to Ireland in the rest of the world.","conditions":["The contracting entity depends on your region or order form: read the clause for your position.","The agreement is under a governing law that depends on where the customer is based."],"us_control":{"status":"region_dependent","finding":"Region-dependent — a US entity contracts in some regions; elsewhere non-US entities do. Stripe Payments Europe, Limited has a sourced US parent, STRIPE GLOBAL HOLDINGS INC., per the vendor's own LEI filing, entity-supplied; for any other non-US entity, whether a US company controls it is not established","parent":null,"legal_reach":"More than one contracting entity is on record, and which one a buyer signs with depends on facts about the buyer, such as where it is. The record does not establish US corporate control on every track, so it makes no single finding on US legal reach.","caveat":null,"rule":"A provider subject to US jurisdiction can be required by valid US legal process to produce data in its possession, custody or control wherever it is located (CLOUD Act, 18 U.S.C. § 2713). A US-incorporated contracting entity is subject to US jurisdiction. A non-US contracting entity under US corporate control may be within reach through that control, depending on whether the parent controls the data and on the circumstances; where that control has not been established, the entity is not thereby beyond reach.","rule_url":"/static/manifesto.html#us-reach-rule"},"evidence":{"source_url":"https://stripe.com/legal/ssa","document_title":"Stripe Services Agreement - General Terms","date_read":"2026-09-26","last_rechecked":{"last_check":"found_again","gate":"readable","date":"2026-10-19","words":"clause re-checked 19 Oct 2026"},"quote":null,"quote_carried_by":"the AI Subprocessor Jurisdiction Report ($299), which quotes the clause each finding rests on"},"not_established":["us_control"]}